Unfortunately, people have to deal with the loss of someone they love. Even sadder is that when you organize a funeral, others may take advantage of your vulnerability. It is not uncommon to hear of funeral homes charging a very high price for their services. When in a situation where you are offered a ridiculously high price for funeral services. It may not be a problem for those with the highest incomes, but for those with middle incomes, it can make a big difference, especially those further down the line.
Funeral rules and how they can protect you from unscrupulous funeral service providers.
The funeral rule is a set of guidelines put in place by the Federal Trade Commission to protect the public. The rule allows you to choose only those items and services you would like to use during the memorial service. It means, for example, that you have the freedom to pick boxes and flower arrangements. The rule also requires the Robinson Funeral Home to provide a detailed list of their items, services, and prices. They may still offer package rates, but if you feel more comfortable choosing the funeral details yourself, you have the right to opt out of these packages.
Another important part of this rule, which can provide consumer protection, requires funeral service providers to give descriptions of every product or service they offer you. This way, you can avoid any surprises or unfulfilled expectations. Sometimes you can be easily persuaded to use ritual goods or services that are completely unnecessary. But when the seller gives you a detailed description of everything, you’re more likely to buy only what you want or need.
The funeral rules provide for other concerns related to funeral services, including a ban on funeral service providers from charging fees for a coffin purchased elsewhere. However, there are states or cities where consumers are required to buy certain products. If this applies to you, don’t take your funeral home’s word for it. Show these goods or services on your price list and cite the specific law that requires you to have any of them. If you organize a cremation, remember that this rule requires all funeral service providers to provide alternative containers.
The funeral rule protects consumers when traditional funeral services can cost less. According to the funeral rule, people have the right to use only what they need, what they want and can afford. As a rule, this price range covers packages that include unnecessary goods and services for the funeral.